New EU consumer credit directive adopted, cross-border credit easier and simpler

Two out of three Europeans use credit to buy furniture, a washing machine or a car. Yet the market in consumer credit is still largely a national one. The European Parliament has just adopted at second reading a directive aiming to stimulate the European market while still protecting consumers. The new directive aims to harmonise consumer credit contracts in a number of areas, such as standard information to be included in advertising provided to consumers before contracts are signed and when they are concluded, calculations of the total cost of a loan, the right to cancel and the right to pay off a loan early. 
More information about the new Directive

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